Individually Managed Accounts

Both your investment objective and our investment style guide our buy and sell decisions. Because you directly own the securities within your account, you have the option to specify investment restrictions (e.g. no alcohol or tobacco stocks). Alternatively, you may have a heavy exposure to your company’s stock in your retirement plan, and may not want additional exposure to that stock or that industry. All investing decisions are tailored according to your needs and wishes. You always know which investments are in your portfolio and your account performance with online access through our investment management custodian, Ameritrade Advisor Services. Individually managed accounts can offer substantial tax management benefits. Value Architects can time the account’s equity purchases and sales to limit negative tax consequences. And unlike mutual funds, investors do not risk incurring tax liabilities due to redemption requests from other shareholders.